There are a lot of people who find health insurance to be very confusing. Many of these same people also think that it’s expensive. Therefore, they believe it’s unobtainable to them. Of course, this is only one of the many reasons why someone may be without insurance today.
Things You Should Know About Health Insurance in Florida Today
Fortunately, the cost isn’t as high as you might imagine since there are some easy ways of simplifying it. With this in mind, here are some statistics that you should know:
- If you believe that health insurance is always expensive, you should think twice. In 2023 four out of five people pay $100 or less per month thanks to the Health Insurance Marketplace (a.k.a. Obamacare). This is because the Department of Health and Human Services is set up to offer financial assistance (a.k.a. subsidy) to those who need it. In 2021 parts of the Affordable Care Act (ACA) were changed so that more people can have access to this financial assistance. This is why there are numerous people throughout Florida who qualify for help. In fact, more people (2.75 million) have signed up for help here than in any other state.
- Unfortunately, over 174,0001 people in Florida go without health insurance each year even though they qualify for free insurance. Even if you don’t qualify for free insurance, you could still save 90% by getting it through the Marketplace.
- Thousands of licensed brokers exist throughout Florida to help you navigate insurance policies. They don’t charge you for this. They can be found in each community and will ensure that you get the right policy and also get the financial help you need.
- Consumer Health Ratings says that when you visit the emergency room in Florida, you should expect to pay $10K on average. So, while you don’t plan to get sick or injured, at some point during the year, it may still happen. This is a lesson that we should have all learned from COVID: Even if you’re healthy, you don’t know when a serious illness may strike.
- If you’re a legal immigrant (including those with a green card or a work/student visa), you’re still eligible for a Marketplace subsidy. Getting one won’t impact your immigration status or the process of becoming a U.S. citizen. In fact, there are many lawful immigrants who qualify for help paying for their insurance. However, it’s not something that’s common knowledge since this change was only made effective as of March 2021.
Get Some Help with Your Insurance Today
You may still have some questions regarding how health insurance works or where to find someone to help you sign up for a plan. This is perfectly normal. It’s also why we’re here for you at Gemini Insurance Company in Clearwater, FL. Our agents are specially trained to help you find the coverage that’s right for you. We’ll help you compare benefits from the over 200 plans that are available so that you can find the right one and maximize your savings at the same time, so get in touch with us today.
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