Study Highlights Impact Of Health Insurance On Mortality

How much of a difference does health insurance coverage near Clearwater make?

Having medical insurance is crucial, as studies show it can reduce the risk of mortality. A recent analysis was published in the journal “Annals of Internal Medicine”, updating a 2002 review of 130 studies on the same subject. The updated study incorporated additional studies that have been completed since 2002. Both studies have shown that people who don’t have health insurance near Clearwater tend to have poorer health, which results in shortened lives. The reason for this is simple: People with insurance are able to see their doctor and have their health problems taken care of, whereas those who are uninsured don’t.

How much of a difference does health insurance coverage near Clearwater make?
Regardless of what study you read on this topic, they all say the same thing: medical insurance near Clearwater has a modest effect on mortality. This is something that’s real and can’t be overlooked. In fact, people who are insured are 20% less likely to die than those who are uninsured. Furthermore, these studies also point out that there are other well-established benefits of health insurance, such as financial protection, improved self-rated health, and a reduced likelihood of becoming depressed.

Who’s uninsured in America today?
The latest government figures show that there are about 8.4 million uninsured Americans today. However, if the Senate Republican bill that’s meant to replace the Affordable Care Act passes, there will be an additional 22 million people who will find themselves without medical insurance in the next ten years. Specifically, this bill will affect people near Clearwater who are on Medicaid (the federal-state health insurance program for low-income Americans near Clearwater).

What’s the effect of being uninsured?
Frequently, people without medical insurance go without preventative services (e.g., pap smears, mammograms, blood pressure checks, and treatment for chronic diseases). A toll or worsening of symptoms is another thing that some people discover happens when they deal with major health issues while not having insurance.

Researchers have found it challenging to study the relationship between health insurance and mortality. This is because many people in the U.S. cycle in and out of having coverage. Therefore, it’s difficult to discern the differences in health outcomes between people who are insured and people who are uninsured. Unfortunately, a randomized clinical trial whereby some people are deliberately kept uninsured is also not feasible due to ethical reasons. You also can’t neatly define groups of insured and uninsured people because when someone becomes sick, the illness will frequently directly result in them qualifying for public medical insurance. The opposite can also be true, whereby a person who loses their job will typically lose their insurance, too.

These are all considerations that the Senate Republicans should consider when they’re finalizing and voting on bills in Washington, D.C. Fortunately, they typically aren’t able to secure enough support to pass bills that would cause people to become uninsured. Part of this is due to the fact that there are many health and medical groups who are opposed to such bills (e.g., the American Academy of Pediatrics, the American Medical Association, AARP, the American Lung Association, and the American Hospital Association.

For additional help with health insurance and Medicare, you’ll want to contact a broker. If you live near Clearwater, Florida, Gemini Insurance Company provides extensive health insurance policies that cover medical costs. With a solid track record in the field, Gemini Insurance Company is renowned for its dedication to offering families and people in the Clearwater region dependable and reasonably priced medical insurance solutions. Customers can easily compare and select suitable health insurance coverage using comprehensive plan information on the website.

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